mortgage

/ˈmɔːɡɪdʒ/ n.
标准词条 CET-6IELTS
一句话记住

抵押贷款；按揭

释义与例句

n. 抵押贷款；按揭
a legal agreement in which a bank or similar organisation lends money to buy property and the property is used as security
  1. They took out a mortgage to buy their first home.
    他们办理了抵押贷款，购买自己的第一套住房。
  2. Rising interest rates have increased monthly mortgage payments.
    利率上升增加了每月的按揭还款额。
展开其余 1 条例句
  1. The couple finally paid off their mortgage after twenty years.
    这对夫妇二十年后终于还清了住房贷款。

词族与关联词

同义词
  • home loan 住房贷款
    mortgage 强调以房产作担保的贷款及其法律协议，也可指按揭制度；home loan 更通俗地指用于买房的贷款，不一定突出担保细节。
    The bank offers a home loan with a fixed interest rate. 这家银行提供固定利率的住房贷款。
易混词（形近或义近，注意区别）
  • rent 租金；租用
    mortgage 是为购房而以房产作担保的贷款，还款后通常逐步取得完整产权；rent 是为使用他人房屋而定期支付的租金，不产生产权。
    They pay a monthly rent for their city-centre flat. 他们每月支付市中心公寓的租金。
常见搭配
  • take out a mortgage 办理抵押贷款
    First-time buyers often need advice before taking out a mortgage. 首次购房者在办理抵押贷款前通常需要咨询建议。
  • mortgage payment 按揭还款
    They budget carefully to cover the monthly mortgage payment. 他们仔细安排预算，以支付每月的按揭还款。
  • pay off a mortgage 还清抵押贷款
    She used her savings to pay off the mortgage early. 她用积蓄提前还清了抵押贷款。